Arjun sighed, staring at his phone. It was 8:00 PM on a Saturday. His best friend’s wedding was the next morning, and he had just realized he forgot to buy the traditional gold coin as a gift. The jewelry store closed at 9:00 PM.
Then he remembered: Digital withdrawals. The limit applied only to . He logged into HDFC NetBanking on his phone, generated a Virtual Debit Card , and used a payment app to transfer funds directly to the jeweler’s UPI ID.
He rushed to the store, showed the payment receipt, and collected the coin just as the shutters were coming down. atm withdrawal limit per day hdfc
He grabbed his HDFC Bank debit card and rushed out. The first ATM he found had a long queue. By the time he reached the machine, it was 8:45 PM. He quickly inserted his card, entered his PIN, and selected
He had already withdrawn ₹10,000 that morning for the caterer. He only had ₹15,000 left for the day. He was short by ₹35,000. Arjun sighed, staring at his phone
That night, he applied online to upgrade his HDFC card to the . The next morning, he handed the coin to his friend with a smile—and a new rule etched in his mind:
Always know your ATM withdrawal limit per day. And always have a digital backup plan. The jewelry store closed at 9:00 PM
He typed . The machine whirred, processed… and then displayed a cold, blue screen: “Transaction Declined. Amount exceeds your daily withdrawal limit.” “What?” Arjun muttered. He tried again: ₹40,000. Same error.