Union Bank Rtgs Charges |best| May 2026

| Transaction Amount | Bank Charges | + GST (18%) | | |-------------------|--------------|-------------|------------| | ₹2 lakh to ₹5 lakh | ₹25 | ₹4.50 | ₹29.50 | | Above ₹5 lakh | ₹50 | ₹9.00 | ₹59.00 |

Bank charges are subject to change. Always verify with Union Bank’s latest fee schedule or call 1800 208 2244 (toll-free). union bank rtgs charges

Before initiating a large RTGS, check your daily transaction limit in Union Bank Vyom (Menu > Settings > Transaction Limits). Increase it temporarily if needed – still free. Have you faced unexpected RTGS charges from Union Bank? Let me know in the comments below. | Transaction Amount | Bank Charges | +

If you need to transfer ₹2 lakh or more instantly, RTGS (Real Time Gross Settlement) is your best friend. Unlike NEFT (which settles in batches), RTGS processes transactions one-by-one in real time—meaning the money hits the beneficiary’s account within 30 minutes. Increase it temporarily if needed – still free

✅ when done via internet banking or the Union Bank Vyom app. 2. Branch RTGS (Over the counter) If you visit a branch to initiate RTGS (e.g., for cash deposits or if you don’t have net banking), charges apply:

But what does Union Bank charge for this convenience? Let’s break down the latest fees, limits, and hidden tips to save money. Note: RBI mandates that savings account customers get free RTGS for online transactions (net banking/mobile app). However, branch transactions still carry a fee. 1. Online RTGS (Net Banking / Mobile Banking) | Transaction Amount | Charges (incl. GST) | |-------------------|----------------------| | ₹2 lakh to ₹5 lakh | NIL | | Above ₹5 lakh | NIL |